How Money Works

Today I read the first chapter of How Money Works by Tom Mathews and Steve Siebold. According to the book, financial illiteracy is the #1 economic crisis in the world. It backs up these claims by saying statistics like only 30% of people in the world are financially literate. A survey that the book referenced claimed that Americans have been saving less and less per generation with Baby Boomers saving a median amount of $152,000 for retirement, Gen-Xers saving a median of $66,000 for retirement, and Millennials saving only a median of $23,000. so that begs the question is this something that is intentional or something that just is?